From Colonials to Cape Cods...Classifying Real Estate in SE Michigan

Not sure of the difference between a colonial style house and one that's called a cape cod? Can't describe what classifies a home as a Victorian versus a Craftman? Don't feel bad, you're not alone.

Thankfully, you can visit RemodelingCenter.com to view a slideshow showing examples and explaining the differences.

For more renovating ideas, click on their related links to tour a remodeled Craftsman-Style Foursquare or a beautifully renovated Cottage-Style home.

MI Real Estate Answers: Westland City Inspections

Q. I'm interested in a Westland MI home that's a short sale. Who pays for real estate city inspections and how do I know if one has been done?

A. Unless specifically negotiated in the purchase agreement, it's the seller's responsibility to schedule and pay for the inspection, which is $180 for a single family residence. A City inspector reviews the major mechanical systems, health & safety items, and any issues that violate the Property Maintenance Codes.

Call the City of Westland Building Department at (734) 467-3210 (Google any "City State Building Department") to see if the inspection has been completed. If it has, you can go into their office and review the report. If it hasn't, I'd have your agent call the listing agent to find out when they plan to do it.

Since it's a short sale, if there are any issues that need to be addressed from the inspection, the seller may not have the funds to address the issues. Because the inspection period can take 3-4 weeks, it's important that it be done ASAP so that the bank is aware of any issues that need to be addressed to sell the property.

32564 Benson Ct | Westland MI 48185 Just Listed For Sale

Great Location on Low Traffic Cul-De-Sac with Livonia Schools

Bay Window & Spacious Cathedral Ceiling in Living Room & Bedroom * Newer Furnace, Central Air, Roof & Some Newer Windows * Great Breezeway Adjoining 2.5 Car Garage & Patio Overlooking Backyard Surounded by Privacy Fence * Closing & Commission Subject To 3rd Party Approval

Property information ~ $125,000
1,710sf, 4 bedroom, 1.1 bath tri-level

Foreclosure Sales Hit the Skids in Wayne County

Wayne County Sheriff Warren Evans has stopped all foreclosure sales because there is no way to know which homes are covered under TARP, the Troubled Asset Relief Program passed by Congress which supercedes Michigan foreclosure law.

Last week Evans sent a letter to Michigan's Gov. Jennifer Granholm requesting she declare a state of emergency in Wayne County to address the growing home foreclosure crisis.

Today Evans announced that to proceed with sales not knowing whether the homeowner has had an opportunity to modify their loan would put him in a position of violating federal law.

Evans says his office will work with both homeowners facing foreclosure and their lenders to ensure they are able to exercise their rights according to the law. Additionally, he's urging sheriffs throughout Michigan to join the foreclosure moratorium.

If you or someone you know is having difficulty making their mortgage payment, visit the Wayne County Mortgage Prevention Program's website for guidance and assistance.

photo credit: respres

Eating Out On A Dime

How often do you eat out? If you're like most Americans, the answer is more often than you'd like to admit.

Check out Restaurant.com to purchase discount coupons for local restaurants. Purchase a $10 gift certificate for $3, or a $25 certificate for $10. Certain restrictions apply. Plus you can subscribe to Restaurant.com to receive discount codes for special offers.

Also check out RedPlum.com. Sponsored by Valassis (the company that provides the coupon inserts for Sunday's newspapers), the site provides amazing deals on grocery, entertainment, travel, clothing and more.

Answers to "How Long Does That Last?"

Did you know that dryers have a life expectancy of 10-25 years? Or that it costs $7,500-10,000 to convert a hot water boiler heater to a forced air furnace?

The Pillar To Post website offers a great tool showing the estimated life of appliances and major systems and components in a home. They also estimate the cost of replacing them, as well as the cost of home repairs.

Once you have the page open, click on the left-hand side to "Expand All" so you can view the details...Did you know metal roofs last 60 years?