Volunteers Needed...

Join the City of Plymouth's Rouge Rescue~River Day taking place on Saturday, June 3, 2006 from 9 AM to 1 PM.

Volunteers will be cleaning up trash and debris plus storm drain stenciling in the area of Byron St. & McKinley. Gloves, t-shirts, trash bags, and lunch will be provided.

It's a good time for a good cause. Call (734) 453-7737 for more information.

Rent or Buy?

Check out this handy rent vs. buy calculator if you're on the fence about whether or not to buy a home or condo.

Memorial Day Tributes

Area events in honor of Memorial day include:

Farmington Hills ~~ Memorial Day Tribute at 11 AM on Friday, May 26th, 2006 at the
Costick Activities Center at 28600 Eleven Mile Road

Livonia ~~ A Veterans Memorial Dedication/Memorial Day Ceremony at 9 AM on Saturday, May 27th, at the new Livonia Veterans Memorial Plaza at the northeast corner of Five Mile and Farmington.

Plymouth ~~ Memorial Day Parade at 7:30 AM on Monday, May 29th on Main Street through downtown hosted by the American Legion Post 391.

Northville ~~ Memorial Day Parade at 10 AM on Monday, May 29th in Downtown Northville.

Novi ~~ Memorial Day parade at 10 AM on Monday, May 29th followed by a memorial service at the Novi Civic Center.

Identify Theft & Fraud Alerts

With the news that a laptop computer has been stolen containing the personal identity information of veterans discharged after 1975, it's more important than ever to periodically monitor your credit report.

If you suspect that you may be a victim of fraud, here's the contact information of the 3 major credit reporting agencies. Once you have requested a fraud alert put on your account, they will alert the other agencies as well.

Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241

Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9532, Allen, TX 75013

TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790

Again, you're able to access your credit report from each company once a year. For more information about identity theft and what you can do to prevent it, visit the Federal Trade Commission's website.

Who Needs 50-Year Mortgages?

Yes, you read right, 50-year mortgages!

As a reference, in December only 14% of people could afford a median-priced ($548,430) California home with 20% down.

While 40-year mortgages account for 5% of all home loans, Statewide Bancorp in Rancho Cucamonga, California introduced a 50-year mortgage in March of this year. So far 220 applications have been taken. The downside is very slow equity growth and it is adjustable.

Read more about it in this Detroit Free Press article.

Free Annual Credit Reports

Did you know that you are entitled to one free annual credit file disclosure from each of the three major credit reporting companies? Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies--Equifax, Experian and TransUnion.

This free credit file can be requested by phone, by mail, or on the web at www.AnnualCreditReport.com.

New Construction Reality Check

The Detroit Free Press reported today that permits issued for new construction were down nearly 50% from January through April, as compared to last year at the same time.

This is certainly reflective of the resale market where there is a saturation of homes and noncommittal buyers. The Free Press went on to say that although the average U.S. home appreciated 12.95% last year, home values increased only 2.03% in metro Detroit and 3.76% statewide, the lowest among all 50 states.

However, James Babcock, president of the Building Industry Association of Southeastern Michigan predicts that 2006 will finish strong in home building, based on the nearly 10 record-setting years of growth.

Just Listed

Country Living in the City!

This 3 bedroom Farmington Hills ranch with a basement sits on over one-half acre was just listed for $175,000.

For more details, call me Toll Free at 866-910-8600 or visit the web.

Internet Savvy Seniors

It's no surprise that most senior home sellers relocate less than 50 miles away from their primary residence. More surprising, however, is that nearly half the seniors use the internet in the home selling process, according to a report published by the the Senior Advantage Real Estate Council®.

According to "Moving Forward: 50 and Beyond" of those home sellers utilizing the Internet, nearly two-thirds (61 percent) did so to locate a specific real estate agent, 92 percent utilized the Internet to research comparable prices, and 20 percent went online to learn about specific neighborhoods to move to.

Younger seniors are more likely to use an online appraisal, while older seniors are more likely to use the Internet to find a real estate agent, the study said.

The survey also revealed that not only did most senior home buyers stay within their home state (82 percent), 72 percent of seniors selling their primary residence move less than 100 miles from their previous home.

Younger seniors tended to move farther away from their previous residences than did older seniors, and of those senior home buyers who did move to a new state (18 percent), the most popular choices were: Florida, Nevada, Arizona, Texas, Georgia and New Mexico, the study said.

Calling All Shutterbugs

The Novi Historical Commission will award cash prizes to the top 3 photographers representing the theme "My Hometown Novi". Entry deadline is November 1, 2006 and you don't need to be a resident of Novi to enter.

Afterward, an exhibition of winning entries will be held at the Rock Financial Showplace in Novi where a "People's Choice" award will be selected by popular vote. Click here to read the rules and get an entry form.

Neighborhood Associations

Curious about checking out neighborhoods in Livonia. Visit them on the web!

Clements Circle

Deer Creek

Rosedale Garden

Woodbrook Homeowners Association

Woodbury Park

Livonia Friends & Neighbors, "A Women's Club of Livonia, Michigan"

Ride for America's Patriots

Today, Tom Donegan, the Broker/Owner of RE/MAX Premier in Fairfax, VA and a few of his associates began the Ride for America's Patriots. Starting in Washington, DC this morning, they will travel to Brooke Army Medical Center in San Antonio, Texas with planned stops in cities along the way.

All monies raised will be donated to Coalition to Salute America's Heros, a non-profit organization dedicated to helping severely wounded and disabled veterans from Operation Enduring Freedom and Operation Iraqi Freedom and their families rebuild their lives.

Meet the riders, read about J.R. Martinez (the severely wounded veteran who inspired the ride), review their travel schedule, check out their blog, follow along on the webcam, and donate if the spirit moves you.

Happy Mother's Day!

Desert Real Estate

We just returned from vacationing in Southern California.

Check out the old real estate office we found outside the small town of Anza in the middle of the high desert while driving from Palm Desert to San Diego...definitely deserted!

Household Hazardous Waste Day

On Saturday, May 6 Livonia will host its annual Household Hazardous Waste Day. This event is for the disposal of residential hazardous wastes only and will be held at Ford Field in Livonia (enter on Stark).

Proof of City of Northville or Livonia residency is required. Driver’s licenses will be checked. For more details, call the City of Livonia Public Services at 734-466-2655.

Farmers Market Opens

Time once again for the return of Farmers Market. The Northville Chamber of Commerce hosts the Northville Farmers Market every Thursday from 8 AM to 3 PM, beginning May 4th. Held across from Northville Downs on 7 Mile & Center, the market has something for everyone.

For more information, please contact the Northville Chamber of Commerce at 248-349-7640.

Ameriquest Mortgage Closes Michigan Doors

According to the Detroit News, Ameriquest Mortgage has closed all 10 of its Michigan offices, consolidating their lending operations into four regional mortgage production centers in California, Arizona, Illinois and Connecticut. They continue to serve Michigan consumers on-line.

Earlier this year, Michigan was part of a lawsuit settlement against Ameriquest charging the company with unfair and deceptive lending practices resulting in $12.1 million paid in restitution to Michigan consumers.

Unclaimed Michigan Property

Visit Michigan.gov/unclaimedproperty to check out unclaimed property being held by the State of Michigan. You can file an initial claim online, with proof of who you are and/or what your relationship is to the person named.

Call (517) 636-5320 if you have questions about a possible claim.

Announcing...

After 5 years at Century 21 Town & Country, I've moved up to RE/MAX 100.

RE/MAX has always enjoyed a reputation of having the most experienced agents, and I'm excited to be joining their team.

I'm still in downtown Northville and have just moved up the street. Here is my updated contact info:

RE/MAX 100
422 N. Center ~ Northville, MI 48167
Cell (248) 974-6210
Office (248) 348-3300 x130
Toll Free/Fax (866) 910-8600
http://MichiganMoves.com